🌍 PayPal Expands PYUSD to Stellar — Stablecoins Just Got a Cross-Border Upgrade

PYUSD is leaving Ethereum-only territory. Now it's on Stellar — and PayPal is gunning for global payments dominance, one remittance at a time.

🚀 A New Chapter for PYUSD on Stellar

In a big move for stablecoin utility, PayPal is expanding its US dollar–backed stablecoin, PYUSD, to the Stellar blockchain — a leap aimed squarely at cross-border payments.

Previously live on Ethereum and Solana, PYUSD is now approved by the New York Department of Financial Services (NYDFS) to run on Stellar as well. That means real-time transactions for SMEs and global businesses, with faster speeds and lower fees — all thanks to Stellar’s lightweight, scalable rails.

But this isn’t just tech plumbing. It’s PayPal’s broader bet on blending stablecoins into daily financial activity — from local vendors in emerging markets to digital wallets connected to over 170+ countries.

⭐ Why Stellar?

The Stellar blockchain isn’t a hype machine — it’s built for payments that actually work.

• ⚡ Low fees
• 🌐 Fast execution
• 🧩 High scalability
• 🔁 Easy on/off ramps in 170+ countries

It’s the kind of infrastructure that makes stablecoins usable — not just tradable.

As Denelle Dixon, CEO of the Stellar Development Foundation, put it:

“By bringing PYUSD to 170+ countries, we're transforming stablecoins into practical financial tools that millions of everyday users and merchants can actually use.”

💵 PYUSD: Built for Real-World Use

Unlike most crypto experiments, PYUSD is fully backed by U.S. dollar reserves — deposits and U.S. Treasuries — maintaining a stable 1.00 peg.

Current stats:

• 🪙 980M market cap
• 📈 Growing trading volumes
• 🏦 Expanding access across Ethereum, Solana… and now Stellar

It’s not a speculative asset. It’s infrastructure — and with Stellar in the mix, more liquid, more mobile, and more usable.

🧰 Financing the Global Economy, On-Chain

PYUSD’s launch on Stellar brings more than faster payments — it opens the door to blockchain-based financial tools like Payment Financing (PayFi).

Here’s how it works:

• A small business needs to pay a supplier today
• Instead of waiting on slow bank rails, it uses PYUSD on Stellar
• Funds are settled instantly
• Fees are lower, delays are gone

That’s real liquidity, delivered in real time.

PayPal’s May Zabaneh, VP of Blockchain and Digital Currency, summed it up:

“Stablecoins have long been seen as crypto’s ‘killer app’ — and with cross-border payments, we’re finally seeing that real-world impact take shape.”

📊 Market Dynamics and Adoption Outlook

Stellar gives PYUSD access to:

• 🌍 Emerging markets
• 🏪 Small business networks
• 💼 Cross-border B2B flows
• 💸 Local cash systems linked to wallets

As PYUSD spreads beyond Ethereum, its liquidity and utility are poised to grow — not just for traders, but for real economic participants.

🛡️ Regulation + Trust = Adoption

None of this works without regulatory backing. That’s why NYDFS approval was a key part of the rollout — ensuring consumer protection, compliance, and legitimacy.

With PayPal’s name and Stellar’s infrastructure, PYUSD is shaping up to be more than a Web3 side project. It’s setting the tone for how stablecoins bridge TradFi and crypto at scale.

⚡ TL;DR

🌐 PayPal has expanded PYUSD to the Stellar blockchain 🚀 Goal: Boost global remittances and real-time SME payments 🪙 PYUSD is now live on Ethereum, Solana, and Stellar 📈 Market cap near 980M, pegged 1:1 to USD reserves 💡 On Stellar, it powers instant PayFi, on/off ramps, and global liquidity 🛡️ NYDFS approval ensures compliance and trust

Stablecoins just moved closer to the real economy. PYUSD on Stellar is crypto going operational.